Accepted Insurances:

AARP
Aetna
Alliance
Bankers Life
Beechstreet
Care Improvement Plus
Carefirst Blue Choice
Carefirst Blue Cross Blue Shield
CIGNA
Coventry (not Diamond)
EHP, Johns Hopkins
Empire Blue Cross Blue Shield
GHI
Highmark Blue Cross Blue Shield
Humana
Lifebridge
Mailhandlers
Mamsi
Maryland Medical Assistance
MDIPA
Medicare
Mutual of Omaha
NALC
NCAS
OneNet
Optimum Choice
Oxford Health Plan
PHCS/Multiplan
Priority Partners
Railroad Medicare
Tricare
United Healthcare
US Family Health

 

 

Financial Information:

We are committed to providing you with the best possible care.  If you have medical insurance, we are eager to help you receive your maximum allowable benefits.  If you have a High Deductible Health Plan (HDHP) and you participate in a Health Savings Account (HAS) we will provide you with the information you need to collect your available distribution of funds to reimburse you for your health care costs.  If you are not covered by health care benefits, we will work with you to make payment arrangements to cover the costs of your care.  In order to achieve these goals, we need your assistance, and your understanding of your health care plan as well as our payment policy.

Payment for services is due at the time services are rendered unless payment arrangements have been approved in advance by our staff.  We accept cash, check, debit card, Visa and MasterCard. We will be happy to process your insurance claim-form for your reimbursement.  For certain insurance plans we may accept assignment of insurance benefits.  All deductibles and co-pays must be paid on the day of service.

We are required by law to collect all co-pays and deductible amounts that are not paid by your insurance company even if you participate in a HDHP.  It is illegal for us to waive these fees.  Failure to collect would put us at risk of insurance fraud and you at risk of losing your coverage.

If you have health insurance, please bring a copy of your identification card to the office.  We may also need the insurance forms supplied by your employer or insurance company.  Your insurance carrier may have special requirements, such as pre-certification for certain tests or procedures.  It is your responsibility to make sure the requirements of the plan have been met.

You are encouraged to verify your insurance coverage for physician and facility services.  Also, please note that certain tests or procedures may require special services for diagnosing and interpreting test results.  Pathologists and anesthesiologists are required to submit separate bills.  If you have questions about these bills, please call the phone number on the statement.

If you are covered by Medicare or Medicaid, please bring a copy of your card to the office.  Note that both Medicare and Medicaid have payment limitations on a number of services and items.  You are also responsible for deductibles and co-payments.

 

Copyright 2010-2011 - Ethan Dubin, MD ~ 21 Crossroads Dr, Ste 415 ~ Owings Mills, MD 21117 ~ 410-356-2306

 

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